Featuring: Jonathan Deer, Steven Morris, and Peyman Cohan, Founding Partners, Quantum Law Group

Published: February 27, 2026

Quantum Law Group founding partners Jonathan Deer, Steven Morris, and Peyman Cohan joined The Litigator’s Path for a candid conversation about premium finance life insurance structures, why they are often misunderstood, and how they can become vehicles for fraud when sold through unrealistic assumptions and high-pressure tactics.

What the episode covers

1) How premium finance pitches are framed
These arrangements are frequently marketed as a way to secure substantial life insurance coverage without meaningful out-of-pocket cost. The discussion explains how interest-rate risk, loan terms, and policy performance assumptions can diverge quickly from the sales narrative.

2) The red flags that show up early
The partners discuss common warning signs: “too good to be true” projections, aggressive timelines to sign, and presentations that bury critical terms under a stack of documents that a reasonable person cannot fully evaluate in context.

3) What matters in litigation and recovery strategy
When a deal collapses, getting the facts right at the outset and targeting the right defendants can shape the entire matter. The episode also highlights how discovery can be used to test what internal guidelines and underwriting practices reveal about what was known and when.

Listen to the episode
Listen here: https://legion.law/podcasts/unwinding-the-premium-finance-illusion