Life insurance premium financing can be a legitimate planning tool, but it has also become a frequent source of disputes when policies and loans are sold through unrealistic illustrations and incomplete disclosures. In this MyLawCLE presentation, partners Jonathan Deer and Peyman Cohan of Quantum Law Group explain how premium financing works, how certain transactions are pitched, why many structures collapse, and the legal issues that arise when they do. The discussion focuses on common red flags, the role of indexed universal life policies, collateral and loan dynamics, and the claims that may be available when a premium finance arrangement fails.
Watch the presentation here.